LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,718
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,047
−HK$1,350/mo
Today · 4.125%
HK$45,397
baseline
▲ 0.50% · 4.625%
HK$48,159
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,794/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,523
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,798
−HK$1,293/mo
Today · 4.125%
HK$50,091
baseline
▲ 0.50% · 4.625%
HK$52,731
+HK$2,640/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,182/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,262
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,856
−HK$1,620/mo
Today · 4.125%
HK$54,476
baseline
▲ 0.50% · 4.625%
HK$57,791
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,952/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,028
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,558
−HK$1,551/mo
Today · 4.125%
HK$60,109
baseline
▲ 0.50% · 4.625%
HK$63,278
+HK$3,169/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,218/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,805
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,666
−HK$1,890/mo
Today · 4.125%
HK$63,556
baseline
▲ 0.50% · 4.625%
HK$67,423
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,112/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,533
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,317
−HK$1,810/mo
Today · 4.125%
HK$70,127
baseline
▲ 0.50% · 4.625%
HK$73,824
+HK$3,697/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,254/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,892
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,284
−HK$2,430/mo
Today · 4.125%
HK$81,714
baseline
▲ 0.50% · 4.625%
HK$86,686
+HK$4,972/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,428/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,542
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,836
−HK$2,328/mo
Today · 4.125%
HK$90,164
baseline
▲ 0.50% · 4.625%
HK$94,916
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,328/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,521 · Scale 2, in force from 26 Feb 2026)