LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,719
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,047
−HK$1,350/mo
Today · 4.125%
HK$45,397
baseline
▲ 0.50% · 4.625%
HK$48,160
+HK$2,763/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,794/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,524
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,293/mo
Today · 4.125%
HK$50,092
baseline
▲ 0.50% · 4.625%
HK$52,732
+HK$2,640/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,184/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,262
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,857
−HK$1,620/mo
Today · 4.125%
HK$54,477
baseline
▲ 0.50% · 4.625%
HK$57,792
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,954/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,029
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,558
−HK$1,552/mo
Today · 4.125%
HK$60,110
baseline
▲ 0.50% · 4.625%
HK$63,278
+HK$3,168/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,220/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,806
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,666
−HK$1,890/mo
Today · 4.125%
HK$63,556
baseline
▲ 0.50% · 4.625%
HK$67,424
+HK$3,868/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,112/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,534
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,318
−HK$1,810/mo
Today · 4.125%
HK$70,128
baseline
▲ 0.50% · 4.625%
HK$73,825
+HK$3,697/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,256/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,894
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,285
−HK$2,430/mo
Today · 4.125%
HK$81,715
baseline
▲ 0.50% · 4.625%
HK$86,688
+HK$4,973/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,430/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,543
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,837
−HK$2,328/mo
Today · 4.125%
HK$90,165
baseline
▲ 0.50% · 4.625%
HK$94,918
+HK$4,753/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,330/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,530 · Scale 2, in force from 26 Feb 2026)