LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,719
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,048
−HK$1,350/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$48,160
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,524
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,293/mo
Today · 4.125%
HK$50,092
baseline
▲ 0.50% · 4.625%
HK$52,732
+HK$2,640/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,184/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,263
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,857
−HK$1,620/mo
Today · 4.125%
HK$54,477
baseline
▲ 0.50% · 4.625%
HK$57,792
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,954/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,029
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,559
−HK$1,551/mo
Today · 4.125%
HK$60,110
baseline
▲ 0.50% · 4.625%
HK$63,279
+HK$3,169/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,220/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,806
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,667
−HK$1,890/mo
Today · 4.125%
HK$63,557
baseline
▲ 0.50% · 4.625%
HK$67,424
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,114/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,534
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,318
−HK$1,811/mo
Today · 4.125%
HK$70,129
baseline
▲ 0.50% · 4.625%
HK$73,825
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,258/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,894
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,286
−HK$2,430/mo
Today · 4.125%
HK$81,716
baseline
▲ 0.50% · 4.625%
HK$86,688
+HK$4,972/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,432/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,544
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,838
−HK$2,327/mo
Today · 4.125%
HK$90,165
baseline
▲ 0.50% · 4.625%
HK$94,918
+HK$4,753/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,330/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,533 · Scale 2, in force from 26 Feb 2026)