LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,721
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,050
−HK$1,350/mo
Today · 4.125%
HK$45,400
baseline
▲ 0.50% · 4.625%
HK$48,162
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,800/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,526
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,801
−HK$1,293/mo
Today · 4.125%
HK$50,094
baseline
▲ 0.50% · 4.625%
HK$52,735
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,188/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,265
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,860
−HK$1,620/mo
Today · 4.125%
HK$54,480
baseline
▲ 0.50% · 4.625%
HK$57,795
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,960/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,032
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,561
−HK$1,552/mo
Today · 4.125%
HK$60,113
baseline
▲ 0.50% · 4.625%
HK$63,282
+HK$3,169/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,226/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,809
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,669
−HK$1,891/mo
Today · 4.125%
HK$63,560
baseline
▲ 0.50% · 4.625%
HK$67,427
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,120/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,537
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,321
−HK$1,811/mo
Today · 4.125%
HK$70,132
baseline
▲ 0.50% · 4.625%
HK$73,828
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,264/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,897
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,289
−HK$2,430/mo
Today · 4.125%
HK$81,719
baseline
▲ 0.50% · 4.625%
HK$86,692
+HK$4,973/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,438/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,548
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,842
−HK$2,327/mo
Today · 4.125%
HK$90,169
baseline
▲ 0.50% · 4.625%
HK$94,922
+HK$4,753/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,338/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,565 · Scale 2, in force from 26 Feb 2026)