LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,722
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,051
−HK$1,350/mo
Today · 4.125%
HK$45,401
baseline
▲ 0.50% · 4.625%
HK$48,163
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,802/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,528
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,802
−HK$1,293/mo
Today · 4.125%
HK$50,095
baseline
▲ 0.50% · 4.625%
HK$52,736
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,190/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,266
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,861
−HK$1,620/mo
Today · 4.125%
HK$54,481
baseline
▲ 0.50% · 4.625%
HK$57,796
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,962/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,033
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,563
−HK$1,551/mo
Today · 4.125%
HK$60,114
baseline
▲ 0.50% · 4.625%
HK$63,283
+HK$3,169/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,228/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,811
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,671
−HK$1,890/mo
Today · 4.125%
HK$63,561
baseline
▲ 0.50% · 4.625%
HK$67,429
+HK$3,868/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,122/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,539
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,323
−HK$1,810/mo
Today · 4.125%
HK$70,133
baseline
▲ 0.50% · 4.625%
HK$73,830
+HK$3,697/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,266/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,899
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,291
−HK$2,431/mo
Today · 4.125%
HK$81,722
baseline
▲ 0.50% · 4.625%
HK$86,694
+HK$4,972/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,444/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,550
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,844
−HK$2,328/mo
Today · 4.125%
HK$90,172
baseline
▲ 0.50% · 4.625%
HK$94,925
+HK$4,753/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,344/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,583 · Scale 2, in force from 26 Feb 2026)