LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,725
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,054
−HK$1,350/mo
Today · 4.125%
HK$45,404
baseline
▲ 0.50% · 4.625%
HK$48,167
+HK$2,763/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,808/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,531
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,806
−HK$1,293/mo
Today · 4.125%
HK$50,099
baseline
▲ 0.50% · 4.625%
HK$52,740
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,198/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,270
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,865
−HK$1,620/mo
Today · 4.125%
HK$54,485
baseline
▲ 0.50% · 4.625%
HK$57,800
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,970/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,037
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,567
−HK$1,552/mo
Today · 4.125%
HK$60,119
baseline
▲ 0.50% · 4.625%
HK$63,288
+HK$3,169/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,238/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,815
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,676
−HK$1,890/mo
Today · 4.125%
HK$63,566
baseline
▲ 0.50% · 4.625%
HK$67,434
+HK$3,868/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,132/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,544
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,328
−HK$1,811/mo
Today · 4.125%
HK$70,139
baseline
▲ 0.50% · 4.625%
HK$73,836
+HK$3,697/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,278/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,905
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,297
−HK$2,431/mo
Today · 4.125%
HK$81,728
baseline
▲ 0.50% · 4.625%
HK$86,701
+HK$4,973/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,456/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,556
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,851
−HK$2,327/mo
Today · 4.125%
HK$90,178
baseline
▲ 0.50% · 4.625%
HK$94,932
+HK$4,754/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,356/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,635 · Scale 2, in force from 26 Feb 2026)