LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,728
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,057
−HK$1,350/mo
Today · 4.125%
HK$45,407
baseline
▲ 0.50% · 4.625%
HK$48,170
+HK$2,763/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,814/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,534
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,809
−HK$1,294/mo
Today · 4.125%
HK$50,103
baseline
▲ 0.50% · 4.625%
HK$52,744
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,206/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,274
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,868
−HK$1,621/mo
Today · 4.125%
HK$54,489
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$3,315/mo
Deposit HK$7.50M · loan HK$11.24M · min. income ≈ HK$108,978/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,041
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,571
−HK$1,552/mo
Today · 4.125%
HK$60,123
baseline
▲ 0.50% · 4.625%
HK$63,292
+HK$3,169/mo
Deposit HK$7.50M · loan HK$11.24M · min. income ≈ HK$120,246/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,819
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,680
−HK$1,890/mo
Today · 4.125%
HK$63,570
baseline
▲ 0.50% · 4.625%
HK$67,438
+HK$3,868/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,140/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,548
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,333
−HK$1,811/mo
Today · 4.125%
HK$70,144
baseline
▲ 0.50% · 4.625%
HK$73,841
+HK$3,697/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,288/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,910
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,303
−HK$2,430/mo
Today · 4.125%
HK$81,733
baseline
▲ 0.50% · 4.625%
HK$86,707
+HK$4,974/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,466/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,562
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,857
−HK$2,328/mo
Today · 4.125%
HK$90,185
baseline
▲ 0.50% · 4.625%
HK$94,938
+HK$4,753/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,370/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,683 · Scale 2, in force from 26 Feb 2026)