LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,728
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,058
−HK$1,350/mo
Today · 4.125%
HK$45,408
baseline
▲ 0.50% · 4.625%
HK$48,171
+HK$2,763/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,816/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,535
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,810
−HK$1,293/mo
Today · 4.125%
HK$50,103
baseline
▲ 0.50% · 4.625%
HK$52,744
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,206/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,274
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,869
−HK$1,620/mo
Today · 4.125%
HK$54,489
baseline
▲ 0.50% · 4.625%
HK$57,805
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.24M · min. income ≈ HK$108,978/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,042
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,572
−HK$1,552/mo
Today · 4.125%
HK$60,124
baseline
▲ 0.50% · 4.625%
HK$63,293
+HK$3,169/mo
Deposit HK$7.50M · loan HK$11.24M · min. income ≈ HK$120,248/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,820
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,681
−HK$1,890/mo
Today · 4.125%
HK$63,571
baseline
▲ 0.50% · 4.625%
HK$67,439
+HK$3,868/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,142/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,549
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,334
−HK$1,810/mo
Today · 4.125%
HK$70,144
baseline
▲ 0.50% · 4.625%
HK$73,842
+HK$3,698/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,288/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,911
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$79,304
−HK$2,430/mo
Today · 4.125%
HK$81,734
baseline
▲ 0.50% · 4.625%
HK$86,708
+HK$4,974/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,468/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,563
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,858
−HK$2,328/mo
Today · 4.125%
HK$90,186
baseline
▲ 0.50% · 4.625%
HK$94,939
+HK$4,753/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,372/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,692 · Scale 2, in force from 26 Feb 2026)