LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,734
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,063
−HK$1,350/mo
Today · 4.125%
HK$45,413
baseline
▲ 0.50% · 4.625%
HK$48,177
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,826/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,541
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,816
−HK$1,293/mo
Today · 4.125%
HK$50,109
baseline
▲ 0.50% · 4.625%
HK$52,750
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,218/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,280
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,875
−HK$1,621/mo
Today · 4.125%
HK$54,496
baseline
▲ 0.50% · 4.625%
HK$57,812
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.24M · min. income ≈ HK$108,992/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,049
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,579
−HK$1,552/mo
Today · 4.125%
HK$60,131
baseline
▲ 0.50% · 4.625%
HK$63,301
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.24M · min. income ≈ HK$120,262/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,827
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,688
−HK$1,891/mo
Today · 4.125%
HK$63,579
baseline
▲ 0.50% · 4.625%
HK$67,447
+HK$3,868/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,158/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,557
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,342
−HK$1,811/mo
Today · 4.125%
HK$70,153
baseline
▲ 0.50% · 4.625%
HK$73,851
+HK$3,698/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,306/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,920
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,313
−HK$2,431/mo
Today · 4.125%
HK$81,744
baseline
▲ 0.50% · 4.625%
HK$86,718
+HK$4,974/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,488/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,573
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,868
−HK$2,328/mo
Today · 4.125%
HK$90,196
baseline
▲ 0.50% · 4.625%
HK$94,951
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,392/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,776 · Scale 2, in force from 26 Feb 2026)