LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,736
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,066
−HK$1,350/mo
Today · 4.125%
HK$45,416
baseline
▲ 0.50% · 4.625%
HK$48,180
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,832/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,544
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,819
−HK$1,293/mo
Today · 4.125%
HK$50,112
baseline
▲ 0.50% · 4.625%
HK$52,754
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,224/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,284
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,621/mo
Today · 4.125%
HK$54,500
baseline
▲ 0.50% · 4.625%
HK$57,816
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,000/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,053
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,552/mo
Today · 4.125%
HK$60,135
baseline
▲ 0.50% · 4.625%
HK$63,305
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,270/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,831
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,692
−HK$1,891/mo
Today · 4.125%
HK$63,583
baseline
▲ 0.50% · 4.625%
HK$67,452
+HK$3,869/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,166/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,561
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,346
−HK$1,811/mo
Today · 4.125%
HK$70,157
baseline
▲ 0.50% · 4.625%
HK$73,855
+HK$3,698/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,314/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,925
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,318
−HK$2,431/mo
Today · 4.125%
HK$81,749
baseline
▲ 0.50% · 4.625%
HK$86,724
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,498/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,579
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,874
−HK$2,328/mo
Today · 4.125%
HK$90,202
baseline
▲ 0.50% · 4.625%
HK$94,957
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,404/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,822 · Scale 2, in force from 26 Feb 2026)