LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,738
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,068
−HK$1,350/mo
Today · 4.125%
HK$45,418
baseline
▲ 0.50% · 4.625%
HK$48,182
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,836/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,546
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,821
−HK$1,294/mo
Today · 4.125%
HK$50,115
baseline
▲ 0.50% · 4.625%
HK$52,756
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,230/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,286
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,881
−HK$1,621/mo
Today · 4.125%
HK$54,502
baseline
▲ 0.50% · 4.625%
HK$57,818
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,004/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,055
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,585
−HK$1,553/mo
Today · 4.125%
HK$60,138
baseline
▲ 0.50% · 4.625%
HK$63,308
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,276/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,834
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,695
−HK$1,891/mo
Today · 4.125%
HK$63,586
baseline
▲ 0.50% · 4.625%
HK$67,455
+HK$3,869/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,172/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,564
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,350
−HK$1,811/mo
Today · 4.125%
HK$70,161
baseline
▲ 0.50% · 4.625%
HK$73,859
+HK$3,698/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,322/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,929
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,322
−HK$2,431/mo
Today · 4.125%
HK$81,753
baseline
▲ 0.50% · 4.625%
HK$86,728
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,506/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,583
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$87,878
−HK$2,328/mo
Today · 4.125%
HK$90,206
baseline
▲ 0.50% · 4.625%
HK$94,961
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,412/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,854 · Scale 2, in force from 26 Feb 2026)