LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,739
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,069
−HK$1,350/mo
Today · 4.125%
HK$45,419
baseline
▲ 0.50% · 4.625%
HK$48,183
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,838/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,547
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,822
−HK$1,294/mo
Today · 4.125%
HK$50,116
baseline
▲ 0.50% · 4.625%
HK$52,757
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,232/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,287
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,882
−HK$1,621/mo
Today · 4.125%
HK$54,503
baseline
▲ 0.50% · 4.625%
HK$57,820
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,006/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,056
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,587
−HK$1,552/mo
Today · 4.125%
HK$60,139
baseline
▲ 0.50% · 4.625%
HK$63,309
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,278/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,835
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,696
−HK$1,891/mo
Today · 4.125%
HK$63,587
baseline
▲ 0.50% · 4.625%
HK$67,456
+HK$3,869/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,174/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,566
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,351
−HK$1,811/mo
Today · 4.125%
HK$70,162
baseline
▲ 0.50% · 4.625%
HK$73,860
+HK$3,698/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,324/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,931
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,324
−HK$2,431/mo
Today · 4.125%
HK$81,755
baseline
▲ 0.50% · 4.625%
HK$86,729
+HK$4,974/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,510/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,584
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,880
−HK$2,328/mo
Today · 4.125%
HK$90,208
baseline
▲ 0.50% · 4.625%
HK$94,963
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,416/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,869 · Scale 2, in force from 26 Feb 2026)