LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,740
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,070
−HK$1,350/mo
Today · 4.125%
HK$45,420
baseline
▲ 0.50% · 4.625%
HK$48,184
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,840/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,548
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,823
−HK$1,294/mo
Today · 4.125%
HK$50,117
baseline
▲ 0.50% · 4.625%
HK$52,758
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,234/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,288
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,883
−HK$1,621/mo
Today · 4.125%
HK$54,504
baseline
▲ 0.50% · 4.625%
HK$57,821
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,008/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,057
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,588
−HK$1,552/mo
Today · 4.125%
HK$60,140
baseline
▲ 0.50% · 4.625%
HK$63,310
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,280/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,836
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,697
−HK$1,891/mo
Today · 4.125%
HK$63,588
baseline
▲ 0.50% · 4.625%
HK$67,458
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,176/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,567
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,352
−HK$1,811/mo
Today · 4.125%
HK$70,163
baseline
▲ 0.50% · 4.625%
HK$73,862
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,326/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,932
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,325
−HK$2,431/mo
Today · 4.125%
HK$81,756
baseline
▲ 0.50% · 4.625%
HK$86,731
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,512/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,586
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,882
−HK$2,328/mo
Today · 4.125%
HK$90,210
baseline
▲ 0.50% · 4.625%
HK$94,965
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,420/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,883 · Scale 2, in force from 26 Feb 2026)