LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,741
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,070
−HK$1,351/mo
Today · 4.125%
HK$45,421
baseline
▲ 0.50% · 4.625%
HK$48,184
+HK$2,763/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,842/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,548
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,824
−HK$1,293/mo
Today · 4.125%
HK$50,117
baseline
▲ 0.50% · 4.625%
HK$52,759
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,234/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,289
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,884
−HK$1,621/mo
Today · 4.125%
HK$54,505
baseline
▲ 0.50% · 4.625%
HK$57,821
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,010/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,058
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,588
−HK$1,553/mo
Today · 4.125%
HK$60,141
baseline
▲ 0.50% · 4.625%
HK$63,311
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,282/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,837
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,698
−HK$1,891/mo
Today · 4.125%
HK$63,589
baseline
▲ 0.50% · 4.625%
HK$67,458
+HK$3,869/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,178/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,568
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,353
−HK$1,811/mo
Today · 4.125%
HK$70,164
baseline
▲ 0.50% · 4.625%
HK$73,863
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,328/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,933
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,326
−HK$2,431/mo
Today · 4.125%
HK$81,757
baseline
▲ 0.50% · 4.625%
HK$86,732
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,514/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,587
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,883
−HK$2,328/mo
Today · 4.125%
HK$90,211
baseline
▲ 0.50% · 4.625%
HK$94,966
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,422/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,891 · Scale 2, in force from 26 Feb 2026)