LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,742
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,071
−HK$1,351/mo
Today · 4.125%
HK$45,422
baseline
▲ 0.50% · 4.625%
HK$48,186
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,844/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,550
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,825
−HK$1,294/mo
Today · 4.125%
HK$50,119
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,238/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,290
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,886
−HK$1,621/mo
Today · 4.125%
HK$54,507
baseline
▲ 0.50% · 4.625%
HK$57,823
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,014/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,060
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,590
−HK$1,553/mo
Today · 4.125%
HK$60,143
baseline
▲ 0.50% · 4.625%
HK$63,313
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,286/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,839
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,700
−HK$1,891/mo
Today · 4.125%
HK$63,591
baseline
▲ 0.50% · 4.625%
HK$67,461
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,182/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,570
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,355
−HK$1,812/mo
Today · 4.125%
HK$70,167
baseline
▲ 0.50% · 4.625%
HK$73,865
+HK$3,698/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,334/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,936
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,329
−HK$2,431/mo
Today · 4.125%
HK$81,760
baseline
▲ 0.50% · 4.625%
HK$86,735
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,520/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,590
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,886
−HK$2,328/mo
Today · 4.125%
HK$90,214
baseline
▲ 0.50% · 4.625%
HK$94,970
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,428/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,915 · Scale 2, in force from 26 Feb 2026)