LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,744
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,073
−HK$1,351/mo
Today · 4.125%
HK$45,424
baseline
▲ 0.50% · 4.625%
HK$48,188
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,848/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,552
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,827
−HK$1,294/mo
Today · 4.125%
HK$50,121
baseline
▲ 0.50% · 4.625%
HK$52,763
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,242/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,292
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,888
−HK$1,621/mo
Today · 4.125%
HK$54,509
baseline
▲ 0.50% · 4.625%
HK$57,826
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,018/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,062
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,593
−HK$1,552/mo
Today · 4.125%
HK$60,145
baseline
▲ 0.50% · 4.625%
HK$63,316
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,290/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,841
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,703
−HK$1,891/mo
Today · 4.125%
HK$63,594
baseline
▲ 0.50% · 4.625%
HK$67,463
+HK$3,869/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,188/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,573
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,358
−HK$1,811/mo
Today · 4.125%
HK$70,169
baseline
▲ 0.50% · 4.625%
HK$73,868
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,338/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,939
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,332
−HK$2,431/mo
Today · 4.125%
HK$81,763
baseline
▲ 0.50% · 4.625%
HK$86,738
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,526/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,593
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,889
−HK$2,329/mo
Today · 4.125%
HK$90,218
baseline
▲ 0.50% · 4.625%
HK$94,973
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,436/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,942 · Scale 2, in force from 26 Feb 2026)