LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,744
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,074
−HK$1,351/mo
Today · 4.125%
HK$45,425
baseline
▲ 0.50% · 4.625%
HK$48,189
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,850/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,552
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,828
−HK$1,294/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$52,764
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,293
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,889
−HK$1,621/mo
Today · 4.125%
HK$54,510
baseline
▲ 0.50% · 4.625%
HK$57,826
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,020/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,063
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,593
−HK$1,553/mo
Today · 4.125%
HK$60,146
baseline
▲ 0.50% · 4.625%
HK$63,316
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,292/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,842
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,703
−HK$1,891/mo
Today · 4.125%
HK$63,594
baseline
▲ 0.50% · 4.625%
HK$67,464
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,188/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,573
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,359
−HK$1,811/mo
Today · 4.125%
HK$70,170
baseline
▲ 0.50% · 4.625%
HK$73,869
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,340/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,940
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$79,333
−HK$2,431/mo
Today · 4.125%
HK$81,764
baseline
▲ 0.50% · 4.625%
HK$86,739
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,528/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,594
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,890
−HK$2,329/mo
Today · 4.125%
HK$90,219
baseline
▲ 0.50% · 4.625%
HK$94,974
+HK$4,755/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,438/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,951 · Scale 2, in force from 26 Feb 2026)