LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,745
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,075
−HK$1,350/mo
Today · 4.125%
HK$45,425
baseline
▲ 0.50% · 4.625%
HK$48,189
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,850/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,553
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,829
−HK$1,293/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$52,765
+HK$2,643/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,294
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,889
−HK$1,622/mo
Today · 4.125%
HK$54,511
baseline
▲ 0.50% · 4.625%
HK$57,827
+HK$3,316/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,022/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,064
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,594
−HK$1,553/mo
Today · 4.125%
HK$60,147
baseline
▲ 0.50% · 4.625%
HK$63,317
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,294/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,843
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,704
−HK$1,892/mo
Today · 4.125%
HK$63,596
baseline
▲ 0.50% · 4.625%
HK$67,465
+HK$3,869/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,192/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,575
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,360
−HK$1,811/mo
Today · 4.125%
HK$70,171
baseline
▲ 0.50% · 4.625%
HK$73,870
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,342/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,941
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,334
−HK$2,432/mo
Today · 4.125%
HK$81,766
baseline
▲ 0.50% · 4.625%
HK$86,741
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,532/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,596
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,892
−HK$2,328/mo
Today · 4.125%
HK$90,220
baseline
▲ 0.50% · 4.625%
HK$94,976
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,440/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,963 · Scale 2, in force from 26 Feb 2026)