LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,746
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,076
−HK$1,351/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$48,191
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,555
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,830
−HK$1,294/mo
Today · 4.125%
HK$50,124
baseline
▲ 0.50% · 4.625%
HK$52,766
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,248/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,295
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,891
−HK$1,621/mo
Today · 4.125%
HK$54,512
baseline
▲ 0.50% · 4.625%
HK$57,829
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,024/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,066
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,596
−HK$1,553/mo
Today · 4.125%
HK$60,149
baseline
▲ 0.50% · 4.625%
HK$63,319
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,298/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,845
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,706
−HK$1,891/mo
Today · 4.125%
HK$63,597
baseline
▲ 0.50% · 4.625%
HK$67,467
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,194/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,576
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,362
−HK$1,811/mo
Today · 4.125%
HK$70,173
baseline
▲ 0.50% · 4.625%
HK$73,872
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,346/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,943
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,336
−HK$2,432/mo
Today · 4.125%
HK$81,768
baseline
▲ 0.50% · 4.625%
HK$86,743
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,536/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,598
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,894
−HK$2,329/mo
Today · 4.125%
HK$90,223
baseline
▲ 0.50% · 4.625%
HK$94,979
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,446/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,983 · Scale 2, in force from 26 Feb 2026)