LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,747
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,076
−HK$1,351/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$48,191
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,555
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,831
−HK$1,294/mo
Today · 4.125%
HK$50,125
baseline
▲ 0.50% · 4.625%
HK$52,767
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,250/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,296
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,892
−HK$1,621/mo
Today · 4.125%
HK$54,513
baseline
▲ 0.50% · 4.625%
HK$57,830
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,026/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,066
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,597
−HK$1,552/mo
Today · 4.125%
HK$60,149
baseline
▲ 0.50% · 4.625%
HK$63,320
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,298/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,845
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,707
−HK$1,891/mo
Today · 4.125%
HK$63,598
baseline
▲ 0.50% · 4.625%
HK$67,468
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,196/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,577
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,363
−HK$1,811/mo
Today · 4.125%
HK$70,174
baseline
▲ 0.50% · 4.625%
HK$73,873
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,348/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,944
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,337
−HK$2,432/mo
Today · 4.125%
HK$81,769
baseline
▲ 0.50% · 4.625%
HK$86,745
+HK$4,976/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,538/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,600
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,895
−HK$2,329/mo
Today · 4.125%
HK$90,224
baseline
▲ 0.50% · 4.625%
HK$94,980
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,448/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,992 · Scale 2, in force from 26 Feb 2026)