LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,748
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,078
−HK$1,351/mo
Today · 4.125%
HK$45,429
baseline
▲ 0.50% · 4.625%
HK$48,193
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,858/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,557
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,832
−HK$1,294/mo
Today · 4.125%
HK$50,126
baseline
▲ 0.50% · 4.625%
HK$52,768
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,252/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,298
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,893
−HK$1,621/mo
Today · 4.125%
HK$54,514
baseline
▲ 0.50% · 4.625%
HK$57,831
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,028/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,068
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,599
−HK$1,552/mo
Today · 4.125%
HK$60,151
baseline
▲ 0.50% · 4.625%
HK$63,322
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,302/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,847
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,709
−HK$1,891/mo
Today · 4.125%
HK$63,600
baseline
▲ 0.50% · 4.625%
HK$67,470
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,200/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,579
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,365
−HK$1,811/mo
Today · 4.125%
HK$70,176
baseline
▲ 0.50% · 4.625%
HK$73,876
+HK$3,700/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,352/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,946
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,340
−HK$2,432/mo
Today · 4.125%
HK$81,772
baseline
▲ 0.50% · 4.625%
HK$86,747
+HK$4,975/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,544/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,602
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,898
−HK$2,329/mo
Today · 4.125%
HK$90,227
baseline
▲ 0.50% · 4.625%
HK$94,983
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,454/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,013 · Scale 2, in force from 26 Feb 2026)