LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,750
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,080
−HK$1,351/mo
Today · 4.125%
HK$45,431
baseline
▲ 0.50% · 4.625%
HK$48,195
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,862/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,559
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,835
−HK$1,294/mo
Today · 4.125%
HK$50,129
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,258/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,300
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,896
−HK$1,621/mo
Today · 4.125%
HK$54,517
baseline
▲ 0.50% · 4.625%
HK$57,834
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,034/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,602
−HK$1,552/mo
Today · 4.125%
HK$60,154
baseline
▲ 0.50% · 4.625%
HK$63,325
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,308/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,850
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,712
−HK$1,891/mo
Today · 4.125%
HK$63,603
baseline
▲ 0.50% · 4.625%
HK$67,473
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,206/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,583
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,368
−HK$1,812/mo
Today · 4.125%
HK$70,180
baseline
▲ 0.50% · 4.625%
HK$73,879
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,360/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,950
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,344
−HK$2,432/mo
Today · 4.125%
HK$81,776
baseline
▲ 0.50% · 4.625%
HK$86,752
+HK$4,976/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,552/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,606
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,902
−HK$2,329/mo
Today · 4.125%
HK$90,231
baseline
▲ 0.50% · 4.625%
HK$94,988
+HK$4,757/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,462/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,049 · Scale 2, in force from 26 Feb 2026)