LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,750
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,080
−HK$1,351/mo
Today · 4.125%
HK$45,431
baseline
▲ 0.50% · 4.625%
HK$48,196
+HK$2,765/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,862/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,559
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,835
−HK$1,294/mo
Today · 4.125%
HK$50,129
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,258/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,300
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,896
−HK$1,621/mo
Today · 4.125%
HK$54,517
baseline
▲ 0.50% · 4.625%
HK$57,835
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,034/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,071
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,602
−HK$1,553/mo
Today · 4.125%
HK$60,155
baseline
▲ 0.50% · 4.625%
HK$63,325
+HK$3,170/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,310/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,851
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,712
−HK$1,892/mo
Today · 4.125%
HK$63,604
baseline
▲ 0.50% · 4.625%
HK$67,474
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,208/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,583
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,369
−HK$1,811/mo
Today · 4.125%
HK$70,180
baseline
▲ 0.50% · 4.625%
HK$73,880
+HK$3,700/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,360/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,951
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,344
−HK$2,432/mo
Today · 4.125%
HK$81,776
baseline
▲ 0.50% · 4.625%
HK$86,752
+HK$4,976/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,552/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,607
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,903
−HK$2,329/mo
Today · 4.125%
HK$90,232
baseline
▲ 0.50% · 4.625%
HK$94,988
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,464/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,052 · Scale 2, in force from 26 Feb 2026)