LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,751
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,081
−HK$1,351/mo
Today · 4.125%
HK$45,432
baseline
▲ 0.50% · 4.625%
HK$48,197
+HK$2,765/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,864/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,560
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,836
−HK$1,294/mo
Today · 4.125%
HK$50,130
baseline
▲ 0.50% · 4.625%
HK$52,772
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,260/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,302
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,897
−HK$1,622/mo
Today · 4.125%
HK$54,519
baseline
▲ 0.50% · 4.625%
HK$57,836
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,038/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,073
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,603
−HK$1,553/mo
Today · 4.125%
HK$60,156
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,312/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,852
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,714
−HK$1,891/mo
Today · 4.125%
HK$63,605
baseline
▲ 0.50% · 4.625%
HK$67,475
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,210/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,585
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,370
−HK$1,812/mo
Today · 4.125%
HK$70,182
baseline
▲ 0.50% · 4.625%
HK$73,881
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,364/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,952
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,346
−HK$2,432/mo
Today · 4.125%
HK$81,778
baseline
▲ 0.50% · 4.625%
HK$86,754
+HK$4,976/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,556/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,609
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,905
−HK$2,329/mo
Today · 4.125%
HK$90,234
baseline
▲ 0.50% · 4.625%
HK$94,990
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,468/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,068 · Scale 2, in force from 26 Feb 2026)