LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,753
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,082
−HK$1,352/mo
Today · 4.125%
HK$45,434
baseline
▲ 0.50% · 4.625%
HK$48,198
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,868/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,562
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,837
−HK$1,294/mo
Today · 4.125%
HK$50,131
baseline
▲ 0.50% · 4.625%
HK$52,774
+HK$2,643/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,262/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,303
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,899
−HK$1,621/mo
Today · 4.125%
HK$54,520
baseline
▲ 0.50% · 4.625%
HK$57,838
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,040/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,074
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,605
−HK$1,553/mo
Today · 4.125%
HK$60,158
baseline
▲ 0.50% · 4.625%
HK$63,329
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,316/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,854
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,715
−HK$1,892/mo
Today · 4.125%
HK$63,607
baseline
▲ 0.50% · 4.625%
HK$67,477
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,214/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,587
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,372
−HK$1,812/mo
Today · 4.125%
HK$70,184
baseline
▲ 0.50% · 4.625%
HK$73,883
+HK$3,699/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,368/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,955
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,348
−HK$2,432/mo
Today · 4.125%
HK$81,780
baseline
▲ 0.50% · 4.625%
HK$86,756
+HK$4,976/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,560/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,611
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,907
−HK$2,330/mo
Today · 4.125%
HK$90,237
baseline
▲ 0.50% · 4.625%
HK$94,993
+HK$4,756/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,474/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,089 · Scale 2, in force from 26 Feb 2026)