LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,754
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,084
−HK$1,352/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$48,200
+HK$2,764/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,564
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,840
−HK$1,294/mo
Today · 4.125%
HK$50,134
baseline
▲ 0.50% · 4.625%
HK$52,776
+HK$2,642/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,268/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,305
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,901
−HK$1,622/mo
Today · 4.125%
HK$54,523
baseline
▲ 0.50% · 4.625%
HK$57,840
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,046/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,077
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,553/mo
Today · 4.125%
HK$60,160
baseline
▲ 0.50% · 4.625%
HK$63,331
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,320/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,856
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,718
−HK$1,892/mo
Today · 4.125%
HK$63,610
baseline
▲ 0.50% · 4.625%
HK$67,480
+HK$3,870/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$127,220/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,589
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,375
−HK$1,812/mo
Today · 4.125%
HK$70,187
baseline
▲ 0.50% · 4.625%
HK$73,887
+HK$3,700/mo
Deposit HK$5.62M · loan HK$13.12M · min. income ≈ HK$140,374/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,958
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,352
−HK$2,432/mo
Today · 4.125%
HK$81,784
baseline
▲ 0.50% · 4.625%
HK$86,760
+HK$4,976/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$163,568/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,615
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$87,911
−HK$2,329/mo
Today · 4.125%
HK$90,240
baseline
▲ 0.50% · 4.625%
HK$94,997
+HK$4,757/mo
Deposit HK$1.87M · loan HK$16.87M · min. income ≈ HK$180,480/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,119 · Scale 2, in force from 26 Feb 2026)