LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,755
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,085
−HK$1,351/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,565
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,840
−HK$1,294/mo
Today · 4.125%
HK$50,134
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$2,643/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,268/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,306
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,902
−HK$1,622/mo
Today · 4.125%
HK$54,524
baseline
▲ 0.50% · 4.625%
HK$57,841
+HK$3,317/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,048/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,078
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,608
−HK$1,553/mo
Today · 4.125%
HK$60,161
baseline
▲ 0.50% · 4.625%
HK$63,333
+HK$3,172/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,322/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,857
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,719
−HK$1,892/mo
Today · 4.125%
HK$63,611
baseline
▲ 0.50% · 4.625%
HK$67,481
+HK$3,870/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,222/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,591
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,376
−HK$1,812/mo
Today · 4.125%
HK$70,188
baseline
▲ 0.50% · 4.625%
HK$73,888
+HK$3,700/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,376/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,959
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,353
−HK$2,432/mo
Today · 4.125%
HK$81,785
baseline
▲ 0.50% · 4.625%
HK$86,762
+HK$4,977/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,570/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,616
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,913
−HK$2,329/mo
Today · 4.125%
HK$90,242
baseline
▲ 0.50% · 4.625%
HK$94,999
+HK$4,757/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,484/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,131 · Scale 2, in force from 26 Feb 2026)