LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,756
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,086
−HK$1,351/mo
Today · 4.125%
HK$45,437
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,764/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,874/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,565
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,841
−HK$1,294/mo
Today · 4.125%
HK$50,135
baseline
▲ 0.50% · 4.625%
HK$52,778
+HK$2,643/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,270/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,307
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,621/mo
Today · 4.125%
HK$54,524
baseline
▲ 0.50% · 4.625%
HK$57,842
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,048/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,078
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,609
−HK$1,553/mo
Today · 4.125%
HK$60,162
baseline
▲ 0.50% · 4.625%
HK$63,333
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,324/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,858
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,720
−HK$1,891/mo
Today · 4.125%
HK$63,611
baseline
▲ 0.50% · 4.625%
HK$67,482
+HK$3,871/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,222/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,591
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,377
−HK$1,812/mo
Today · 4.125%
HK$70,189
baseline
▲ 0.50% · 4.625%
HK$73,889
+HK$3,700/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,378/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,960
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,354
−HK$2,432/mo
Today · 4.125%
HK$81,786
baseline
▲ 0.50% · 4.625%
HK$86,763
+HK$4,977/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,572/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,617
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,913
−HK$2,330/mo
Today · 4.125%
HK$90,243
baseline
▲ 0.50% · 4.625%
HK$95,000
+HK$4,757/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,486/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,138 · Scale 2, in force from 26 Feb 2026)