LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,757
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,087
−HK$1,351/mo
Today · 4.125%
HK$45,438
baseline
▲ 0.50% · 4.625%
HK$48,203
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,876/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,567
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,842
−HK$1,295/mo
Today · 4.125%
HK$50,137
baseline
▲ 0.50% · 4.625%
HK$52,779
+HK$2,642/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,274/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,308
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,904
−HK$1,622/mo
Today · 4.125%
HK$54,526
baseline
▲ 0.50% · 4.625%
HK$57,844
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,052/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,080
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,611
−HK$1,553/mo
Today · 4.125%
HK$60,164
baseline
▲ 0.50% · 4.625%
HK$63,335
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,328/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,860
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,722
−HK$1,891/mo
Today · 4.125%
HK$63,613
baseline
▲ 0.50% · 4.625%
HK$67,484
+HK$3,871/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,226/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,593
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,379
−HK$1,812/mo
Today · 4.125%
HK$70,191
baseline
▲ 0.50% · 4.625%
HK$73,891
+HK$3,700/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,382/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,962
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,356
−HK$2,433/mo
Today · 4.125%
HK$81,789
baseline
▲ 0.50% · 4.625%
HK$86,765
+HK$4,976/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,578/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,620
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,916
−HK$2,330/mo
Today · 4.125%
HK$90,246
baseline
▲ 0.50% · 4.625%
HK$95,003
+HK$4,757/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,492/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,160 · Scale 2, in force from 26 Feb 2026)