LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,760
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,090
−HK$1,351/mo
Today · 4.125%
HK$45,441
baseline
▲ 0.50% · 4.625%
HK$48,206
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,882/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,570
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,846
−HK$1,294/mo
Today · 4.125%
HK$50,140
baseline
▲ 0.50% · 4.625%
HK$52,783
+HK$2,643/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,280/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,312
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,908
−HK$1,621/mo
Today · 4.125%
HK$54,529
baseline
▲ 0.50% · 4.625%
HK$57,847
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,058/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,084
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,615
−HK$1,553/mo
Today · 4.125%
HK$60,168
baseline
▲ 0.50% · 4.625%
HK$63,339
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,336/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,864
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,726
−HK$1,892/mo
Today · 4.125%
HK$63,618
baseline
▲ 0.50% · 4.625%
HK$67,489
+HK$3,871/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,236/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,598
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,384
−HK$1,812/mo
Today · 4.125%
HK$70,196
baseline
▲ 0.50% · 4.625%
HK$73,896
+HK$3,700/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,392/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,968
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,362
−HK$2,432/mo
Today · 4.125%
HK$81,794
baseline
▲ 0.50% · 4.625%
HK$86,771
+HK$4,977/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,588/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,626
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,922
−HK$2,330/mo
Today · 4.125%
HK$90,252
baseline
▲ 0.50% · 4.625%
HK$95,009
+HK$4,757/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,504/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,208 · Scale 2, in force from 26 Feb 2026)