LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,760
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,091
−HK$1,351/mo
Today · 4.125%
HK$45,442
baseline
▲ 0.50% · 4.625%
HK$48,207
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,884/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,846
−HK$1,295/mo
Today · 4.125%
HK$50,141
baseline
▲ 0.50% · 4.625%
HK$52,784
+HK$2,643/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,282/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,313
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,909
−HK$1,621/mo
Today · 4.125%
HK$54,530
baseline
▲ 0.50% · 4.625%
HK$57,848
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,060/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,085
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,616
−HK$1,553/mo
Today · 4.125%
HK$60,169
baseline
▲ 0.50% · 4.625%
HK$63,340
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,338/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,865
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,727
−HK$1,892/mo
Today · 4.125%
HK$63,619
baseline
▲ 0.50% · 4.625%
HK$67,490
+HK$3,871/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,238/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,599
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,385
−HK$1,812/mo
Today · 4.125%
HK$70,197
baseline
▲ 0.50% · 4.625%
HK$73,897
+HK$3,700/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,394/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,969
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,363
−HK$2,432/mo
Today · 4.125%
HK$81,795
baseline
▲ 0.50% · 4.625%
HK$86,773
+HK$4,978/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,590/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,627
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,924
−HK$2,329/mo
Today · 4.125%
HK$90,253
baseline
▲ 0.50% · 4.625%
HK$95,011
+HK$4,758/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,506/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,218 · Scale 2, in force from 26 Feb 2026)