LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,763
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,093
−HK$1,351/mo
Today · 4.125%
HK$45,444
baseline
▲ 0.50% · 4.625%
HK$48,209
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,888/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,573
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,849
−HK$1,294/mo
Today · 4.125%
HK$50,143
baseline
▲ 0.50% · 4.625%
HK$52,786
+HK$2,643/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,286/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,315
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,911
−HK$1,622/mo
Today · 4.125%
HK$54,533
baseline
▲ 0.50% · 4.625%
HK$57,851
+HK$3,318/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,066/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,087
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,619
−HK$1,553/mo
Today · 4.125%
HK$60,172
baseline
▲ 0.50% · 4.625%
HK$63,343
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,344/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,868
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,892/mo
Today · 4.125%
HK$63,622
baseline
▲ 0.50% · 4.625%
HK$67,493
+HK$3,871/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,244/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,602
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,388
−HK$1,812/mo
Today · 4.125%
HK$70,200
baseline
▲ 0.50% · 4.625%
HK$73,901
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,400/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,973
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,367
−HK$2,432/mo
Today · 4.125%
HK$81,799
baseline
▲ 0.50% · 4.625%
HK$86,777
+HK$4,978/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,598/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,631
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,928
−HK$2,330/mo
Today · 4.125%
HK$90,258
baseline
▲ 0.50% · 4.625%
HK$95,015
+HK$4,757/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,516/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,253 · Scale 2, in force from 26 Feb 2026)