LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,765
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,352/mo
Today · 4.125%
HK$45,447
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,894/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,576
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,852
−HK$1,294/mo
Today · 4.125%
HK$50,146
baseline
▲ 0.50% · 4.625%
HK$52,790
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,292/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,318
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,915
−HK$1,621/mo
Today · 4.125%
HK$54,536
baseline
▲ 0.50% · 4.625%
HK$57,855
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,072/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,091
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,622
−HK$1,554/mo
Today · 4.125%
HK$60,176
baseline
▲ 0.50% · 4.625%
HK$63,347
+HK$3,171/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,352/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,871
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,734
−HK$1,892/mo
Today · 4.125%
HK$63,626
baseline
▲ 0.50% · 4.625%
HK$67,497
+HK$3,871/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,252/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,606
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,393
−HK$1,812/mo
Today · 4.125%
HK$70,205
baseline
▲ 0.50% · 4.625%
HK$73,905
+HK$3,700/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,410/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,977
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,372
−HK$2,433/mo
Today · 4.125%
HK$81,805
baseline
▲ 0.50% · 4.625%
HK$86,782
+HK$4,977/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,610/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,637
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$87,933
−HK$2,330/mo
Today · 4.125%
HK$90,263
baseline
▲ 0.50% · 4.625%
HK$95,021
+HK$4,758/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,526/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,297 · Scale 2, in force from 26 Feb 2026)