LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,767
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,097
−HK$1,352/mo
Today · 4.125%
HK$45,449
baseline
▲ 0.50% · 4.625%
HK$48,214
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,898/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,578
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,854
−HK$1,294/mo
Today · 4.125%
HK$50,148
baseline
▲ 0.50% · 4.625%
HK$52,792
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,296/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,320
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,917
−HK$1,621/mo
Today · 4.125%
HK$54,538
baseline
▲ 0.50% · 4.625%
HK$57,857
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,076/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,093
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,624
−HK$1,554/mo
Today · 4.125%
HK$60,178
baseline
▲ 0.50% · 4.625%
HK$63,350
+HK$3,172/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,356/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,874
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,736
−HK$1,892/mo
Today · 4.125%
HK$63,628
baseline
▲ 0.50% · 4.625%
HK$67,500
+HK$3,872/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,256/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,609
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,395
−HK$1,812/mo
Today · 4.125%
HK$70,207
baseline
▲ 0.50% · 4.625%
HK$73,908
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,414/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,980
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,375
−HK$2,433/mo
Today · 4.125%
HK$81,808
baseline
▲ 0.50% · 4.625%
HK$86,786
+HK$4,978/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,616/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,640
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,937
−HK$2,330/mo
Today · 4.125%
HK$90,267
baseline
▲ 0.50% · 4.625%
HK$95,025
+HK$4,758/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,534/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,324 · Scale 2, in force from 26 Feb 2026)