LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,770
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,100
−HK$1,352/mo
Today · 4.125%
HK$45,452
baseline
▲ 0.50% · 4.625%
HK$48,217
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,904/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,581
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,857
−HK$1,295/mo
Today · 4.125%
HK$50,152
baseline
▲ 0.50% · 4.625%
HK$52,795
+HK$2,643/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,304/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,920
−HK$1,622/mo
Today · 4.125%
HK$54,542
baseline
▲ 0.50% · 4.625%
HK$57,861
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,084/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,097
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,628
−HK$1,554/mo
Today · 4.125%
HK$60,182
baseline
▲ 0.50% · 4.625%
HK$63,354
+HK$3,172/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,364/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,878
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,740
−HK$1,892/mo
Today · 4.125%
HK$63,632
baseline
▲ 0.50% · 4.625%
HK$67,504
+HK$3,872/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,264/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,613
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,400
−HK$1,812/mo
Today · 4.125%
HK$70,212
baseline
▲ 0.50% · 4.625%
HK$73,913
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,424/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,986
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,380
−HK$2,433/mo
Today · 4.125%
HK$81,813
baseline
▲ 0.50% · 4.625%
HK$86,791
+HK$4,978/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,626/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,646
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,943
−HK$2,330/mo
Today · 4.125%
HK$90,273
baseline
▲ 0.50% · 4.625%
HK$95,031
+HK$4,758/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,546/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,371 · Scale 2, in force from 26 Feb 2026)