LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,770
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,101
−HK$1,351/mo
Today · 4.125%
HK$45,452
baseline
▲ 0.50% · 4.625%
HK$48,218
+HK$2,766/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,904/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,582
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,858
−HK$1,294/mo
Today · 4.125%
HK$50,152
baseline
▲ 0.50% · 4.625%
HK$52,796
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,304/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,921
−HK$1,622/mo
Today · 4.125%
HK$54,543
baseline
▲ 0.50% · 4.625%
HK$57,862
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,086/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,098
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,629
−HK$1,554/mo
Today · 4.125%
HK$60,183
baseline
▲ 0.50% · 4.625%
HK$63,355
+HK$3,172/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,366/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,878
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,741
−HK$1,892/mo
Today · 4.125%
HK$63,633
baseline
▲ 0.50% · 4.625%
HK$67,505
+HK$3,872/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,266/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,614
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,401
−HK$1,812/mo
Today · 4.125%
HK$70,213
baseline
▲ 0.50% · 4.625%
HK$73,914
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,426/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,987
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,381
−HK$2,433/mo
Today · 4.125%
HK$81,814
baseline
▲ 0.50% · 4.625%
HK$86,793
+HK$4,979/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,628/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,647
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,944
−HK$2,330/mo
Today · 4.125%
HK$90,274
baseline
▲ 0.50% · 4.625%
HK$95,033
+HK$4,759/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,548/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,381 · Scale 2, in force from 26 Feb 2026)