LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,771
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,101
−HK$1,352/mo
Today · 4.125%
HK$45,453
baseline
▲ 0.50% · 4.625%
HK$48,219
+HK$2,766/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,906/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,582
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,858
−HK$1,295/mo
Today · 4.125%
HK$50,153
baseline
▲ 0.50% · 4.625%
HK$52,797
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,306/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,325
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,922
−HK$1,622/mo
Today · 4.125%
HK$54,544
baseline
▲ 0.50% · 4.625%
HK$57,863
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,088/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,099
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,630
−HK$1,554/mo
Today · 4.125%
HK$60,184
baseline
▲ 0.50% · 4.625%
HK$63,356
+HK$3,172/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,368/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,879
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,742
−HK$1,892/mo
Today · 4.125%
HK$63,634
baseline
▲ 0.50% · 4.625%
HK$67,506
+HK$3,872/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,268/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,615
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,402
−HK$1,812/mo
Today · 4.125%
HK$70,214
baseline
▲ 0.50% · 4.625%
HK$73,915
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,428/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,988
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,383
−HK$2,433/mo
Today · 4.125%
HK$81,816
baseline
▲ 0.50% · 4.625%
HK$86,794
+HK$4,978/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,632/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,648
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,945
−HK$2,330/mo
Today · 4.125%
HK$90,275
baseline
▲ 0.50% · 4.625%
HK$95,034
+HK$4,759/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,550/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,391 · Scale 2, in force from 26 Feb 2026)