LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,773
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,352/mo
Today · 4.125%
HK$45,456
baseline
▲ 0.50% · 4.625%
HK$48,221
+HK$2,765/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,912/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,585
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,295/mo
Today · 4.125%
HK$50,156
baseline
▲ 0.50% · 4.625%
HK$52,800
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,312/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,328
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,925
−HK$1,622/mo
Today · 4.125%
HK$54,547
baseline
▲ 0.50% · 4.625%
HK$57,866
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,094/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,102
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,633
−HK$1,554/mo
Today · 4.125%
HK$60,187
baseline
▲ 0.50% · 4.625%
HK$63,359
+HK$3,172/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,374/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,883
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,745
−HK$1,893/mo
Today · 4.125%
HK$63,638
baseline
▲ 0.50% · 4.625%
HK$67,510
+HK$3,872/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,276/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,619
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,405
−HK$1,813/mo
Today · 4.125%
HK$70,218
baseline
▲ 0.50% · 4.625%
HK$73,919
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,436/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,992
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,387
−HK$2,433/mo
Today · 4.125%
HK$81,820
baseline
▲ 0.50% · 4.625%
HK$86,799
+HK$4,979/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,640/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,653
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,950
−HK$2,330/mo
Today · 4.125%
HK$90,280
baseline
▲ 0.50% · 4.625%
HK$95,039
+HK$4,759/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,560/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,430 · Scale 2, in force from 26 Feb 2026)