LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,774
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,352/mo
Today · 4.125%
HK$45,456
baseline
▲ 0.50% · 4.625%
HK$48,222
+HK$2,766/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,912/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,585
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,862
−HK$1,294/mo
Today · 4.125%
HK$50,156
baseline
▲ 0.50% · 4.625%
HK$52,800
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,312/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,328
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,925
−HK$1,622/mo
Today · 4.125%
HK$54,547
baseline
▲ 0.50% · 4.625%
HK$57,866
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$109,094/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,102
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,634
−HK$1,553/mo
Today · 4.125%
HK$60,187
baseline
▲ 0.50% · 4.625%
HK$63,360
+HK$3,173/mo
Deposit HK$7.50M · loan HK$11.25M · min. income ≈ HK$120,374/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,883
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,746
−HK$1,892/mo
Today · 4.125%
HK$63,638
baseline
▲ 0.50% · 4.625%
HK$67,511
+HK$3,873/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,276/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,619
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,406
−HK$1,813/mo
Today · 4.125%
HK$70,219
baseline
▲ 0.50% · 4.625%
HK$73,920
+HK$3,701/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,438/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,993
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,388
−HK$2,433/mo
Today · 4.125%
HK$81,821
baseline
▲ 0.50% · 4.625%
HK$86,799
+HK$4,978/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,642/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,654
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,951
−HK$2,330/mo
Today · 4.125%
HK$90,281
baseline
▲ 0.50% · 4.625%
HK$95,040
+HK$4,759/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,562/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,436 · Scale 2, in force from 26 Feb 2026)