LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,778
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,108
−HK$1,352/mo
Today · 4.125%
HK$45,460
baseline
▲ 0.50% · 4.625%
HK$48,227
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,920/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,590
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,866
−HK$1,295/mo
Today · 4.125%
HK$50,161
baseline
▲ 0.50% · 4.625%
HK$52,805
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,322/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,333
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,930
−HK$1,622/mo
Today · 4.125%
HK$54,552
baseline
▲ 0.50% · 4.625%
HK$57,872
+HK$3,320/mo
Deposit HK$7.50M · loan HK$11.26M · min. income ≈ HK$109,104/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,108
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,640
−HK$1,553/mo
Today · 4.125%
HK$60,193
baseline
▲ 0.50% · 4.625%
HK$63,366
+HK$3,173/mo
Deposit HK$7.50M · loan HK$11.26M · min. income ≈ HK$120,386/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,889
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,752
−HK$1,893/mo
Today · 4.125%
HK$63,645
baseline
▲ 0.50% · 4.625%
HK$67,517
+HK$3,872/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,290/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,626
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,413
−HK$1,812/mo
Today · 4.125%
HK$70,225
baseline
▲ 0.50% · 4.625%
HK$73,927
+HK$3,702/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,450/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,000
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,395
−HK$2,434/mo
Today · 4.125%
HK$81,829
baseline
▲ 0.50% · 4.625%
HK$86,808
+HK$4,979/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$163,658/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,662
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,959
−HK$2,331/mo
Today · 4.125%
HK$90,290
baseline
▲ 0.50% · 4.625%
HK$95,049
+HK$4,759/mo
Deposit HK$1.88M · loan HK$16.88M · min. income ≈ HK$180,580/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,504 · Scale 2, in force from 26 Feb 2026)