LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,782
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,113
−HK$1,352/mo
Today · 4.125%
HK$45,465
baseline
▲ 0.50% · 4.625%
HK$48,231
+HK$2,766/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,930/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,594
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,295/mo
Today · 4.125%
HK$50,166
baseline
▲ 0.50% · 4.625%
HK$52,810
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,332/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,338
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,935
−HK$1,623/mo
Today · 4.125%
HK$54,558
baseline
▲ 0.50% · 4.625%
HK$57,877
+HK$3,319/mo
Deposit HK$7.50M · loan HK$11.26M · min. income ≈ HK$109,116/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,113
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,645
−HK$1,554/mo
Today · 4.125%
HK$60,199
baseline
▲ 0.50% · 4.625%
HK$63,372
+HK$3,173/mo
Deposit HK$7.50M · loan HK$11.26M · min. income ≈ HK$120,398/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,895
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,758
−HK$1,893/mo
Today · 4.125%
HK$63,651
baseline
▲ 0.50% · 4.625%
HK$67,524
+HK$3,873/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,302/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,632
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,419
−HK$1,813/mo
Today · 4.125%
HK$70,232
baseline
▲ 0.50% · 4.625%
HK$73,934
+HK$3,702/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,464/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,007
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,403
−HK$2,433/mo
Today · 4.125%
HK$81,836
baseline
▲ 0.50% · 4.625%
HK$86,816
+HK$4,980/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,672/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,670
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,968
−HK$2,330/mo
Today · 4.125%
HK$90,298
baseline
▲ 0.50% · 4.625%
HK$95,058
+HK$4,760/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,596/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,571 · Scale 2, in force from 26 Feb 2026)