LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,783
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,114
−HK$1,352/mo
Today · 4.125%
HK$45,466
baseline
▲ 0.50% · 4.625%
HK$48,233
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,932/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,596
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,873
−HK$1,295/mo
Today · 4.125%
HK$50,168
baseline
▲ 0.50% · 4.625%
HK$52,812
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,336/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,340
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,937
−HK$1,623/mo
Today · 4.125%
HK$54,560
baseline
▲ 0.50% · 4.625%
HK$57,879
+HK$3,319/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,120/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,115
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,647
−HK$1,554/mo
Today · 4.125%
HK$60,201
baseline
▲ 0.50% · 4.625%
HK$63,374
+HK$3,173/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,402/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,897
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,760
−HK$1,893/mo
Today · 4.125%
HK$63,653
baseline
▲ 0.50% · 4.625%
HK$67,526
+HK$3,873/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,306/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,635
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,422
−HK$1,813/mo
Today · 4.125%
HK$70,235
baseline
▲ 0.50% · 4.625%
HK$73,937
+HK$3,702/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,470/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,010
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,406
−HK$2,433/mo
Today · 4.125%
HK$81,839
baseline
▲ 0.50% · 4.625%
HK$86,819
+HK$4,980/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,678/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,673
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,971
−HK$2,331/mo
Today · 4.125%
HK$90,302
baseline
▲ 0.50% · 4.625%
HK$95,062
+HK$4,760/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,604/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,596 · Scale 2, in force from 26 Feb 2026)