LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,784
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,115
−HK$1,352/mo
Today · 4.125%
HK$45,467
baseline
▲ 0.50% · 4.625%
HK$48,233
+HK$2,766/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,934/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,597
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,873
−HK$1,295/mo
Today · 4.125%
HK$50,168
baseline
▲ 0.50% · 4.625%
HK$52,813
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,336/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,341
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,938
−HK$1,622/mo
Today · 4.125%
HK$54,560
baseline
▲ 0.50% · 4.625%
HK$57,880
+HK$3,320/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,120/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,116
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,648
−HK$1,554/mo
Today · 4.125%
HK$60,202
baseline
▲ 0.50% · 4.625%
HK$63,375
+HK$3,173/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,404/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,897
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,761
−HK$1,892/mo
Today · 4.125%
HK$63,653
baseline
▲ 0.50% · 4.625%
HK$67,527
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,306/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,635
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,422
−HK$1,813/mo
Today · 4.125%
HK$70,235
baseline
▲ 0.50% · 4.625%
HK$73,938
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,470/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,011
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,406
−HK$2,434/mo
Today · 4.125%
HK$81,840
baseline
▲ 0.50% · 4.625%
HK$86,820
+HK$4,980/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,680/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,674
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,972
−HK$2,331/mo
Today · 4.125%
HK$90,303
baseline
▲ 0.50% · 4.625%
HK$95,063
+HK$4,760/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,606/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,603 · Scale 2, in force from 26 Feb 2026)