LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,784
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,115
−HK$1,352/mo
Today · 4.125%
HK$45,467
baseline
▲ 0.50% · 4.625%
HK$48,234
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,934/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,597
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,874
−HK$1,295/mo
Today · 4.125%
HK$50,169
baseline
▲ 0.50% · 4.625%
HK$52,813
+HK$2,644/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,338/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,341
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,938
−HK$1,623/mo
Today · 4.125%
HK$54,561
baseline
▲ 0.50% · 4.625%
HK$57,881
+HK$3,320/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,122/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,117
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,648
−HK$1,554/mo
Today · 4.125%
HK$60,202
baseline
▲ 0.50% · 4.625%
HK$63,376
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,404/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,898
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,761
−HK$1,893/mo
Today · 4.125%
HK$63,654
baseline
▲ 0.50% · 4.625%
HK$67,527
+HK$3,873/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$127,308/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,636
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,423
−HK$1,813/mo
Today · 4.125%
HK$70,236
baseline
▲ 0.50% · 4.625%
HK$73,938
+HK$3,702/mo
Deposit HK$5.63M · loan HK$13.13M · min. income ≈ HK$140,472/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,012
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,407
−HK$2,434/mo
Today · 4.125%
HK$81,841
baseline
▲ 0.50% · 4.625%
HK$86,821
+HK$4,980/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,682/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,675
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,973
−HK$2,331/mo
Today · 4.125%
HK$90,304
baseline
▲ 0.50% · 4.625%
HK$95,064
+HK$4,760/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,608/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,611 · Scale 2, in force from 26 Feb 2026)