LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,790
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,121
−HK$1,353/mo
Today · 4.125%
HK$45,474
baseline
▲ 0.50% · 4.625%
HK$48,241
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,948/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,604
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,881
−HK$1,295/mo
Today · 4.125%
HK$50,176
baseline
▲ 0.50% · 4.625%
HK$52,821
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,352/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,348
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,946
−HK$1,622/mo
Today · 4.125%
HK$54,568
baseline
▲ 0.50% · 4.625%
HK$57,889
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,136/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,125
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,657
−HK$1,554/mo
Today · 4.125%
HK$60,211
baseline
▲ 0.50% · 4.625%
HK$63,385
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,422/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,906
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,770
−HK$1,893/mo
Today · 4.125%
HK$63,663
baseline
▲ 0.50% · 4.625%
HK$67,537
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,326/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,645
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,433
−HK$1,813/mo
Today · 4.125%
HK$70,246
baseline
▲ 0.50% · 4.625%
HK$73,949
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,492/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,023
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$79,418
−HK$2,435/mo
Today · 4.125%
HK$81,853
baseline
▲ 0.50% · 4.625%
HK$86,833
+HK$4,980/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,706/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,687
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,985
−HK$2,331/mo
Today · 4.125%
HK$90,316
baseline
▲ 0.50% · 4.625%
HK$95,077
+HK$4,761/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,632/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,710 · Scale 2, in force from 26 Feb 2026)