LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,791
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,122
−HK$1,353/mo
Today · 4.125%
HK$45,475
baseline
▲ 0.50% · 4.625%
HK$48,242
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,950/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,605
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,882
−HK$1,295/mo
Today · 4.125%
HK$50,177
baseline
▲ 0.50% · 4.625%
HK$52,822
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,354/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,349
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,947
−HK$1,623/mo
Today · 4.125%
HK$54,570
baseline
▲ 0.50% · 4.625%
HK$57,890
+HK$3,320/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,140/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,126
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,658
−HK$1,554/mo
Today · 4.125%
HK$60,212
baseline
▲ 0.50% · 4.625%
HK$63,386
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,424/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,908
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,771
−HK$1,893/mo
Today · 4.125%
HK$63,664
baseline
▲ 0.50% · 4.625%
HK$67,538
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,328/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,647
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,434
−HK$1,813/mo
Today · 4.125%
HK$70,247
baseline
▲ 0.50% · 4.625%
HK$73,950
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,494/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,024
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$79,420
−HK$2,434/mo
Today · 4.125%
HK$81,854
baseline
▲ 0.50% · 4.625%
HK$86,835
+HK$4,981/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,708/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,689
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,987
−HK$2,331/mo
Today · 4.125%
HK$90,318
baseline
▲ 0.50% · 4.625%
HK$95,079
+HK$4,761/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,636/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,724 · Scale 2, in force from 26 Feb 2026)