LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,793
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,125
−HK$1,352/mo
Today · 4.125%
HK$45,477
baseline
▲ 0.50% · 4.625%
HK$48,244
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,954/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,607
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,884
−HK$1,295/mo
Today · 4.125%
HK$50,179
baseline
▲ 0.50% · 4.625%
HK$52,824
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,358/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,352
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,949
−HK$1,623/mo
Today · 4.125%
HK$54,572
baseline
▲ 0.50% · 4.625%
HK$57,893
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,144/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,129
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,661
−HK$1,554/mo
Today · 4.125%
HK$60,215
baseline
▲ 0.50% · 4.625%
HK$63,389
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,430/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,911
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,774
−HK$1,894/mo
Today · 4.125%
HK$63,668
baseline
▲ 0.50% · 4.625%
HK$67,542
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,336/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,650
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,438
−HK$1,813/mo
Today · 4.125%
HK$70,251
baseline
▲ 0.50% · 4.625%
HK$73,954
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,502/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,028
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,424
−HK$2,435/mo
Today · 4.125%
HK$81,859
baseline
▲ 0.50% · 4.625%
HK$86,839
+HK$4,980/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,718/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,693
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,991
−HK$2,332/mo
Today · 4.125%
HK$90,323
baseline
▲ 0.50% · 4.625%
HK$95,084
+HK$4,761/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,646/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,761 · Scale 2, in force from 26 Feb 2026)