LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,795
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,126
−HK$1,352/mo
Today · 4.125%
HK$45,478
baseline
▲ 0.50% · 4.625%
HK$48,245
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,956/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,609
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,885
−HK$1,296/mo
Today · 4.125%
HK$50,181
baseline
▲ 0.50% · 4.625%
HK$52,826
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,362/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,353
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,951
−HK$1,623/mo
Today · 4.125%
HK$54,574
baseline
▲ 0.50% · 4.625%
HK$57,894
+HK$3,320/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,148/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,130
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,662
−HK$1,555/mo
Today · 4.125%
HK$60,217
baseline
▲ 0.50% · 4.625%
HK$63,391
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,434/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,912
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,776
−HK$1,893/mo
Today · 4.125%
HK$63,669
baseline
▲ 0.50% · 4.625%
HK$67,544
+HK$3,875/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,338/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,652
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,439
−HK$1,814/mo
Today · 4.125%
HK$70,253
baseline
▲ 0.50% · 4.625%
HK$73,956
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,506/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,030
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,426
−HK$2,435/mo
Today · 4.125%
HK$81,861
baseline
▲ 0.50% · 4.625%
HK$86,842
+HK$4,981/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,722/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,695
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,994
−HK$2,331/mo
Today · 4.125%
HK$90,325
baseline
▲ 0.50% · 4.625%
HK$95,086
+HK$4,761/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,650/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,779 · Scale 2, in force from 26 Feb 2026)