LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,796
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,127
−HK$1,352/mo
Today · 4.125%
HK$45,479
baseline
▲ 0.50% · 4.625%
HK$48,247
+HK$2,768/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,958/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,610
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,887
−HK$1,295/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$52,827
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,355
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,952
−HK$1,623/mo
Today · 4.125%
HK$54,575
baseline
▲ 0.50% · 4.625%
HK$57,896
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,150/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,132
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,664
−HK$1,554/mo
Today · 4.125%
HK$60,218
baseline
▲ 0.50% · 4.625%
HK$63,393
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,436/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,914
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,778
−HK$1,893/mo
Today · 4.125%
HK$63,671
baseline
▲ 0.50% · 4.625%
HK$67,545
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,342/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,654
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,441
−HK$1,814/mo
Today · 4.125%
HK$70,255
baseline
▲ 0.50% · 4.625%
HK$73,958
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,510/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,032
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,428
−HK$2,435/mo
Today · 4.125%
HK$81,863
baseline
▲ 0.50% · 4.625%
HK$86,844
+HK$4,981/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,726/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,698
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,996
−HK$2,332/mo
Today · 4.125%
HK$90,328
baseline
▲ 0.50% · 4.625%
HK$95,089
+HK$4,761/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,656/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,799 · Scale 2, in force from 26 Feb 2026)