LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,796
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,127
−HK$1,353/mo
Today · 4.125%
HK$45,480
baseline
▲ 0.50% · 4.625%
HK$48,247
+HK$2,767/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,960/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,610
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,887
−HK$1,295/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$52,828
+HK$2,646/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,355
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,953
−HK$1,623/mo
Today · 4.125%
HK$54,576
baseline
▲ 0.50% · 4.625%
HK$57,897
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,152/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,132
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,665
−HK$1,554/mo
Today · 4.125%
HK$60,219
baseline
▲ 0.50% · 4.625%
HK$63,393
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,438/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,915
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,778
−HK$1,894/mo
Today · 4.125%
HK$63,672
baseline
▲ 0.50% · 4.625%
HK$67,546
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,344/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,654
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,442
−HK$1,813/mo
Today · 4.125%
HK$70,255
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$3,704/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,510/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,033
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,429
−HK$2,435/mo
Today · 4.125%
HK$81,864
baseline
▲ 0.50% · 4.625%
HK$86,845
+HK$4,981/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,728/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,698
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,997
−HK$2,331/mo
Today · 4.125%
HK$90,328
baseline
▲ 0.50% · 4.625%
HK$95,090
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,656/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,804 · Scale 2, in force from 26 Feb 2026)